PayCryptoHost vs Blockonomics: Which Crypto Payment Gateway Should You Use?
Blockonomics is lightweight xPub-based Bitcoin gateway with e-commerce plugins. PayCryptoHost takes the opposite approach: every invoice address is derived from your own extended public key, so the coins move from your customer to your wallet with nothing in between. Here is the honest comparison, including when Blockonomics is still the better choice.
PayCryptoHost vs Blockonomics at a glance
| PayCryptoHost | Blockonomics | |
|---|---|---|
| Custody | Self-custodial — addresses derived from your xPub, funds land in your wallet. | Self-custodial via xPub — similar model to PayCryptoHost. |
| Fees | Free to start; flat, published pricing with no volume negotiation. | Per-transaction fee after a free monthly allowance. |
| Merchant KYC | None on the platform — we never hold your funds. | None for basic use. |
| Settlement | On-chain, direct to your wallet on first confirmation. No payout schedule. | Directly to addresses derived from your xPub. |
| Assets | BTC, ETH, USDT and more, all settling to your own addresses. | BTC (with limited additional support). |
| Integrations | REST API, webhooks, WordPress/WooCommerce and BigCommerce apps, hosted invoices. | Varies by plan — see Blockonomics's documentation. |
| Best for | Merchants who want to keep custody of their revenue and be live the same day. | Bitcoin-only stores that just need a checkout button. |
Blockonomics details reflect their publicly documented product behaviour and can change — check their current pricing page before deciding.
Why merchants move from Blockonomics to PayCryptoHost
- •Multi-coin: BTC, ETH, USDT and more from one dashboard, all self-custodial.
- •Full invoicing and client management, not only a store checkout plugin.
- •Team accounts, granular permissions, and per-member performance reporting.
- •Payment monitoring with confirmation tracking, mismatch alerts, and webhook retries.
When Blockonomics is still the better choice
- •You only sell through one store, only want BTC, and need nothing beyond a checkout button.
We would rather you pick the right tool than churn in a month. If any of the above describes your business, Blockonomics is a reasonable choice.
How to switch from Blockonomics in a day
- 1. Create your account. No approval queue, no business verification to take your first payment.
- 2. Add your xPub. Paste the extended public key from your hardware or software wallet. PayCryptoHost derives a fresh receiving address per invoice and never sees a private key.
- 3. Point your store or API at us. Install the WordPress or BigCommerce app, or call the REST API and subscribe to webhooks.
- 4. Run both in parallel. Keep Blockonomics live until your first PayCryptoHost invoices confirm, then cut over.
Frequently asked questions
Is PayCryptoHost a good Blockonomics alternative?
PayCryptoHost is a self-custodial alternative to Blockonomics. Every invoice address is derived from your own extended public key, so payments settle straight into your wallet with no payout schedule, no minimum withdrawal and no merchant KYC on the platform.
How is PayCryptoHost different from Blockonomics on custody?
Self-custodial via xPub — similar model to PayCryptoHost. PayCryptoHost never takes possession of your funds — addresses are generated from your xPub and the coins go directly to you on the first confirmation.
When should I still use Blockonomics?
You only sell through one store, only want BTC, and need nothing beyond a checkout button.
How long does it take to switch?
Most merchants are live the same day: create an account, paste your xPub, and either send an invoice or install the WordPress/WooCommerce or BigCommerce app and point it at your API key.
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